Group Personal Accident Takaful

Provides companies with comprehensive personal accident Takaful coverage and liability Takaful protection against accidental death or injury.

Employees play a big part in ensuring that the business continues to run successfully. Today we are all exposed to uncertain risks at any place. Some unfortunate accidental to your employee(s) occurrence might bring a huge financial loss or a difficulty in running some operations. So to ensure the wellbeing of your employees and their families, it is important to compensate for such losses.

Group Personal Accident Takaful plan provides companies with comprehensive personal accident takaful coverage against accidental death or injury.

Who can be covered?

Permanent Employees

What is covered?

Accidental Death
Permanent Total Disablement
The loss of a function of the body whereby total restoration is not possible. Example; paralysis, loss of vision, hearing or speech.
Permanent Partial Disablement
This is a disablement that is not so severe such as loss of a finger or toe and the compensation will be based on a percentage of the sum insured.
Temporary Total Disablement
The insured is incapable of fully attend to his work and its compensated based on the number of weeks of his disability.
Temporary Partial Disablement
Insured is incapable of the specific area of his normal duties and compensation will be based on the period of partial disability.
Medical Expense
Pays for medical expenses incurred following an accident.

Exclusions

This takaful does not cover the following:
Dangerous sports or recreation activities.
Riot & Strike
War and kindred risks
Self-injury, suicide and willful exposure to injury, provoked an assault
Insanity or under the influence of drugs or intoxicating drinks
Pregnancy, childbirth, miscarriage, abortion or pre-existing physical defect
Disease or illness
Armed or military duty
Professional sports

Add-On Covers

Natural Death

How to Claim

Notify Takaful Operator immediately after the incident.
Call Customer Care Toll Free 1600
Emailing to: [email protected]
Visit MyAllied

Important instructions

1. Should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. Repair works should be carried out with our approval

4. All damaged items should be preserved for inspection

5. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from Takaful Operator.

Related Documents

Application Form