Employees play a big part in ensuring that the business continues to run successfully. Today we are all exposed to uncertain risks at any place. Some unfortunate accidental to your employee(s) occurrence might bring a huge financial loss or a difficulty in running some operations. So to ensure the wellbeing of your employees and their families, it is important to compensate for such losses.
Group Personal Accident Takaful plan provides companies with comprehensive personal accident takaful coverage against accidental death or injury.
Who can be covered?
What is covered?
Permanent Total Disablement
The loss of a function of the body whereby total restoration is
not possible. Example; paralysis, loss of vision, hearing or speech.
Permanent Partial Disablement
This is a disablement that is not so severe such as loss of a finger
or toe and the compensation will be based on a percentage of the
Temporary Total Disablement
The insured is incapable of fully attend to his work and its compensated
based on the number of weeks of his disability.
Temporary Partial Disablement
Insured is incapable of the specific area of his normal duties and
compensation will be based on the period of partial disability.
Pays for medical expenses incurred following an accident.
This takaful does not cover the following:
Dangerous sports or recreation activities.
Riot & Strike
War and kindred risks
Self-injury, suicide and willful exposure to injury, provoked an assault
Insanity or under the influence of drugs or intoxicating drinks
Pregnancy, childbirth, miscarriage, abortion or pre-existing physical defect
Disease or illness
Armed or military duty
How to Claim
Notify Takaful Operator immediately after the incident.