Al-Shifa

BASIC

Al-Shifa Basic Health Takaful plans are designed to offer a feasible basic coverage option to keep you protected.

OVERALL ANNUAL LIMIT

AL-SHIFA BASIC

MVR 200,000
SCHEDULE OF BENEFITS
INPATIENT COVER (Hospital Benefits) AL-SHIFA BASIC
Daily room & board ( max.90 days )
1,000
Intensive Care Unit ( max.30 days )
up to overall limit
Hospital supplies & Services
up to overall limit
Operating theatre
up to overall limit
SURGICAL BENEFITS (Surgical Expenses comprising the following, (but excluding organ transplantation) :
Pre-surgical diagnostic services
up to overall limit
Pre-surgical specialist consultation, surgical fees
up to overall limit
Daily in-hospital physician’s visits ( max.60 days )
up to overall limit
Ambulance fees
10,000
ADDITIONAL BENEFITS (Inpatient & Outpatient)
Post hospitalization treatment excluding outpatient prescription medicine
up to overall limit
Post hospitalization outpatient prescription medicine
75,000
Pregnancy (inpatient only)
25,000
New Born Limit (Inpatient and Outpatient)
18,500
Accidental dental treatment (lntpatient and Outpatient)
75,000
Organ transplantation (lifetime)
100,000
Pre-existing illness (upon declaration and subject to acceptance of condition)
100,000
OUTPATIENT COVER (OPTIONAL)
Overall OP limit
8,000
Outpatient diagnostic services
Covered
Outpatient consultation
NIL
Outpatient prescription
Covered
AL-SHIFA BASIC CONTRIBUTIONS

Our Al-Shifa Basic Health Takaful contributions are designed to offer you the best value in times of need.

AGE BAND INPATIENT ONLY OUTPATIENT ADD-ON FULL COVER
Age between 0 - 9
5,000
3,500
8,500
Age between 10 - 19
5,600
3,700
9,300
Age between 20 - 29
6,200
4,000
10,200
Age between 30 - 39
6,800
4,400
11,200
Age between 40 - 49
7,800
4,500
12,300
Age between 50 - 59
8,900
4,600
13,500
Age between 60 - 66 (Renewal Only)
9,900
4,900
14,800
CLAIM PROCEDURE
Online Health Claims Submission:

Submit soft copy (scanned/ photo) of medical bills and all supporting documents through our online portal www.myallied.mv

For online submissions, there are no deductibles or additional charges.

Manual Claims Submission:

A hard copy of the Claim form, medical bills, and all supporting documents should be a summit to Ayady Takaful.

MVR 100 will be deducted from each and every claim.

Reimbursement

Related Documents

Application Form