Select

GOLD

A PREMIUM HEALTH COVER WORTH MVR 1.3 MILLION

Bridging the gap between our health insurance plans and quality healthcare, Select Gold lndividual Health Plan is a premium health Insurance plan tailored for the upmarket customer giving them the ultimate choice and the finest coverage options.
OVERALL ANNUAL LIMIT
MVR 750,000
IN ADDITION TO OVERALL LIMIT
Emergency medical evacuation (overseas) MVR550,000
SCHEDULE OF BENEFITS
INPATIENT COVER (Hospital Benefits) LIMIT
Daily room & board ( max.90 days )
5,000
Intensive Care Unit ( max.30 days )
up to overall limit
Hospital supplies & Services
up to overall limit
Operating theatre
up to overall limit
Surgical Expenses comprising the following, (but excluding organ transplantation)
Pre-surgical diagnostic services
up to overall limit
Pre-surgical specialist consultation, surgical fees
up to overall limit
Daily in-hospital physician’s visits ( max.60 days )
up to overall limit
Emergency medical evacuation (local)
50,000
ADDITIONAL BENEFITS
Post hospitalization treatment excluding outpatient prescription medicine
up to overall limit
Post hospitalization outpatient prescription medicine
250,000
Pregnancy (inpatient only)
25,000
New Born Limit (Inpatient and Outpatient)
18,500
Accidental dental treatment (lntpatient and Outpatient)
250,000
Organ transplantation (lifetime)
350,000
Pre-existing illness (upon declaration and subject to acceptance of condition)
200,000
Spectacles
2,500
OUTPATIENT COVER (OPTIONAL)
30,000
Outpatient prescription
upto overall outpatient limit
Outpatient diagnostic services
upto overall outpatient limit
Outpatient consultation
upto overall outpatient limit
Outpatient dental treatment
10,000
SELECT GOLD PREMIUMS

Our Select Basic and Select Excel Health lnsurance premiums are designed to offer you the best value at times of need.

AGE BAND INPATIENT ONLY OUTPATIENT ADD-ON FULL COVER
Age between 0 - 29
16,200
8,000
24,200
Age between 30 - 39
19,100
8,400
27,500
Age between 40 - 49
23,900
9,500
33,400
Age between 50 - 59
34,800
11,600
46,400
Age between 60 - 66 (Renewal Only)
49,000
14,900
63,900
Overall Limit
MVR 750,000

Emergency medical evacuation

(overseas)

MVR 550,000

Outpatient consultation, investigations

and medicines

MVR 30,000
Airfare (Overseas)
Upto MVR 10,000
 
Territorial Limit
Maldives
India
Sri Lanka
Thailand
Malaysia
Singapore
United Arab Emirates
 
Coinsurance:
Category A — 35%
Category B — 25%
Category C — 15%
 
Maximum age of enrollment — 59 years
Waiting period — 30 Days
Health lnsurance Card — Yes
CLAIM PROCEDURE
Online Health Claims Submission:

Submit soft copy (scanned/ photo) of medical bills and all supporting documents through our online portal www.myallied.mv  or via the Allied Mobile App.

For online submissions, there are no deductibles or additional charges.

Manual Claims Submission:

A hard copy of the Claim form, medical bills, and all supporting documents should be a summit to Allied Insurance Company.

MVR 100 will be deducted from each and every claim.

Reimbursement