Machinery Breakdown

Protection against sudden and unforeseen physical loss or damage to machinery of your hotel or resort.

Machinery Breakdown Insurance covers sudden and unforeseen damage to the insured machinery, plant or equipment whilst either at work or at rest and during cleaning, maintenance, overhauling, inspection or removal to another position within the premises.

What can be insured?

Plants

Machinery

Mechanical Equipment

Perils Covered:

Defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship

Short Circuit

Physical explosion, tearing apart on account of centrifugal force

From other causes not specifically excluded under this policy in a manner necessitating repair or replacement

Exclusions:

Standard exclusions of this insurance are but not limited to;

Supplier, contractor or repairer is responsible either by law or under contract.

Loss or damage caused by any faults or defects existing at the time of commencement of this Policy within your knowledge or that of your representatives, whether such faults or defects were known to us or not.

Willful acts or willful negligence

War and related risks

Radioactive and nuclear energy risks

Consequential loss of any kind or description whatsoever unless it is specifically insured under the Loss of Profit following Machinery Breakdown Insurance

Any act of Terrorism

How to Claim

Inform Allied Insurance Company immediately after the incident by:

Call Customer Care Toll Free 1600

Emailing to: [email protected]

Visit MyAllied

Important instructions

1. Insured should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. Repair works should be carried out with our approval

4. All damaged items should be preserved for inspection

5. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from us