Select Blue

Healthcare cost are rising in an ever increasing pace. Therefore, its vital to secure a feasible health insurance plan to fall back when dealing with these expenses. Our Select Basic and Select Excel Health Insurance plans are designed to offer an extensive coverage option to keep you protected. 

DOCUMENTS REQUIRED FOR APPLICATION
  • Completed and signed proposal form
  • Pre-Insurance Health Checkup list with reports
  • Medical Examination Certificate (Filled and authorized by a Medical Officer)
  • Copy of ID Card
 

CLAIM PROCEDURE

Manual Submission:

Physical documents and claim form should be submitted to Allied Insurance Company

MVR 100 will be deducted from each and every claim

Online Submission:

Soft copies (scanned copy / photo) of medical documents submitted through our online portal (my.allied.mv)

No deductible

Reimbursement: Submitted medical bills can be reimburse, as per policy terms and conditions

Note: For overseas treatment airfare will be reimburse with the recommendation from authorized medical Centre from Maldives, for treatments unavailable in Maldives

 

DOCUMENTS REQUIRED FOR CLAIM SUBMISSION

The claim form should be submitted to Allied Insurance Company within 60 days of treatment with the following documents:

  • All the Original/ photocopy of Paid ServiceMemo/bills
  •  All the Original/ photocopy of prescriptions (medical documents)
  •  All the Original / photocopy of the reports
  •  Original/ photocopy of Used Ticket with the paidbill
  •  All the other invoices directly related to the MedicalTreatments
  •  Discharge summery / medical report (for Inpatient treatments)
 
  Select Basic Select Excel
OVERALL ANNUAL LIMIT 200,000 450,000

 

HOSPITAL BENEFITS     
Daily room & board (Max. 90 days)   1,000 3,000
Intensive care unit (Max. 30 days) Upto Overall Limit  Upto Overall Limit 
Hospital supplies & services  Upto Overall Limit  Upto Overall Limit 
Operating theatre  Upto Overall Limit  Upto Overall Limit 
     
SURGICAL BENEFITS     
Surgical expenses comprising  (excluding organ transplantation)    
 - Pre-surgical diagnostic services  Upto Overall Limit  Upto Overall Limit 
 - Pre-surgical specialist consultation, surgical fees Upto Overall Limit  Upto Overall Limit 
 - Anesthetist’s fees and surgeon fees Upto Overall Limit  Upto Overall Limit 
     
MEDICAL BENEFITS     
Medical expenses for non-surgical treatment, comprising    
 - Pre-hospitalization diagnostic services Upto Overall Limit  Upto Overall Limit 
 - Pre-hospitalization specialist consultation  Upto Overall Limit  Upto Overall Limit 
 - Daily In-hospital physician's visits (Max. 60 days) Upto Overall Limit  Upto Overall Limit 
 - Ambulance Fees 10,000 25,000
     
OUT-PATIENT COVER (Optional) 8,000 12,000
 - Outpatient diagnostic services Covered Covered
 - Outpatient consultation Nil Nil
 - Outpatient prescription Covered Covered
     
ADDITIONAL BENEFITS (Inpatient and Outpatient)    
 - Post hospitalization treatment excluding outpatient prescription medicine Upto Overall Limit  Upto Overall Limit 
 - Post hospitalization outpatient prescription medicine 75,000 150,000
 - Pregnancy (Inpatient) 25,000 25,000
 - New Born Limit (Inpatient and Outpatient) 18,500 18,500
 - Accidental dental treatment (Inpatient and Outpatient) 75,000 150,000
 - Organ transplantation (Lifetime) 100,000 250,000
 - Pre-existing Illness  (Upon declaration and subject to acceptance of condition)  100,000 150,000

 

Benefit Summary

 

Territorial Limit Maldives, India, Sri Lanka, Thailand, Malaysia (Select Excel Only) & Singapore (Select Excel Only)
   
Airfare For overseas treatment, maximum MVR 10,000.00 for the airfare of the insured will be reimbursed upon recommendation from a Maldivian government authorized medical doctor, if the treatment is unavailable from Maldives and, Insured is entitled to any number of airfare throughout the policy period if insured is eligible
   
Maximum Age of Enrolment 59 years and renewable up to age 66 years
   
Coverage Medical bills incurred as inpatient or outpatient treatment
   
Coinsurance
Category A+: 40% Co-Insurance from each and every claim
Category A: 35% Co-Insurance from each and every claim
Category B:  25% Co-Insurance from each and every claim
Category C: 15% Co-Insurance from each and every claim
* Refer to the following Authorized Medical Centers Panel https://go.allied.mv/2L6Ae9r
   
Waiting Period 30 Days waiting period for new members
( This shall not be applicable  after the first year of cover )
   
Pre-Existing Illness Upon declaration and subject to acceptance of condition
( Pre-Existing Illness will be Covered after one year )
   
Claim Period The claim form along with the medical documents should be submitted to Allied Insurance no later than 60 days. Claims will be reimbursed within 14 days

 

 

Select Basic

AGE BAND IP OP (Optional) Total
0 - 9 5,000 3,500 8,500
10 -19 5,600 3,700 9,300
20 - 29 6,200 4,000 10,200
30 - 39 6,800 4,400 11,200
40 - 49 7,800 4,500 12,300
50 - 59 8,900 4,600 13,500
60 - 66 (Renewal Only) 9,900 4,900 14,800

 

Select Excel

AGE BAND IP OP (Optional) Total
0 - 9 7,900 5,100 13,000
10 -19 8,100 5,500 13,600
20 - 29 8,900 5,900 14,800
30 - 39 10,500 6,300 16,800
40 - 49 12,900 6,800 19,700
50 - 59 16,900 6,900 23,800
60 - 66 (Renewal Only) 22,900 7,000 29,900

 

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