Individual Personal Accident Insurance

It is a fact that life today is uncertain. Everybody is always at risk - on the roads, at work, while travelling, or even inside their own home.

Some unfortunate accidental occurrence might bring a huge financial burden to you and your family. Although you cannot guard against all uncertainties of life, you can always take steps to help you tide over such accidental events. Individual personal accident insurance can help to indemnify any such losses.

Individual personal accident insurance covers individual and his/her family against physical loss due to death or disablement arising out of accidental bodily injury anywhere in the world.

Any accidental injury being the sole and direct cause (within 12 calendar months) results in

  • Accidental death: up on the sum insured
  • Permanent Loss or disablement: up to the sum insured, with a range of benefits expressed as a percentage of the sum insured, depending upon the severity of the disablement
  • Temporary total disablement: At a rate per week specified in the schedule (up to 104 weeks)
  • Temporary Partial disablement: At a rate per week specified in the schedule (up to 104 weeks)
  • Medical Expenses: Reimbursement up to the amount of compensation specified in the schedule

Next Steps?

News and Updates

  • Allied Insurance strengthens their CSR Initiative with New Pledges

    Allied Insurance Company of the Maldives launches new pledges under CSR initiative “Green for Good”. Reaffirming commitment for an environment friendly workspace. The new pledges were launched at the Opening Ceremony of 10to10 Dive held in Angsana Ihuru by Banyan Tree Group’s Sustainability Director and Banyan Tree Global Foundation’s Coordinating Director Dr. Steve Newman.

    August 31st, 2019
  • Ayady Takaful commences “2017 Surplus Distribution”

    Allied Islamic window; Ayady Takaful holds a press briefing session regarding “Distribution of Surplus” for the year 2017. As announced at Allied Special Event 2019, Ayady customers can submit claim forms till 31st March 2019, 4pm. Surplus application forms will be available online from Ayady website; www.ayady.mv as well as from Ayady Customer front office located in H.Orchid (In front of Velaanaage)

    February 11th, 2019
  • Allied Insurance Company welcomes New Managing Director Mr. Mohamed Shafaz

    State Trading Organization plc appoints Mr. Mohamed Shafaz as the new Managing Director of Allied Insurance Company of the Maldives, effective from 31st January 2019. The appointment was made following the resignation of former Managing Director Mr. Ahmed Ameel.

    January 31st, 2019