Public Liability

Protects businesses against the financial risk of being found liable for death or injury, loss or damage of property or loss resulting from negligence.

Public liability insurance protects your business against the financial risk of being found liable to a third party for their bodily injury or loss or damage to their property.

What is covered?

1. All sums which the insured shall become legally liable to pay (arising from the business) for compensation in respect of:

a) Bodily injury to or illness or disease of any person
b) Loss of or damage to property.

2. All costs and expenses of litigation in respect of a claim against the insured:

a) Recovered by any claimant
b) Incurred with the written consent by us

Extensions

This insurance can be extended to cover liability caused to the insured from water sports related activities

Jurisdiction and Geographical Limit

Republic of Maldives

Exclusions:

Below mentioned are some standard exclusions of this insurance:
Liability assumed by the insured by agreement and which would not have attached in the absence of such agreement
Liability in respect of loss of or damage of property belonging to the insured
Pollution or Contamination
Nuclear and radioactive risks
War

How to Claim

Inform Allied Insurance Company immediately after the incident:
Call Customer Care Toll Free 1600
Emailing to: [email protected]
Visit MyAllied

Important instructions

1. Insured should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. All damaged items should be preserved for inspection

4. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from us.

Related Documents

Proposal Form