Home Takaful

Home Takaful cover provides protection to residential buildings from an unforeseen event. Participant can also include the contents of their home in the contract

What can be covered?

Building
Contents

Some of the perils covered:

Fire explosion lightning earthquake
Smoke
Storm and flood
Riot Civil Commotion Strike labor and political disturbances
Collision by Vehicles
Escape of water from tanks pipes or apparatus or fixed heating installation
Resulting damage by theft or attempted theft involving entry to or exit from the building by forcible and violent means or by deception as a means of entry
Subsidence and/or heave of the site on which the buildings stand and/or land slip

General Exclusions

Fungus", Wet Rot, Dry Rot and Bacteria
War and similar risks
Radioactivity
Sonic Bangs

Optional Extensions

Extension A - Loss of rent and cost of alternative accommodation
Extension B - Breakage of fixed glass and sanitary fixtures
Extension C – Your Liability to the Public

How to Claim

Inform Takaful Operator immediately after the incident by:
Call Customer Care Toll Free 1600
Emailing to: [email protected]
Visit MyAllied

Important instructions

1. Should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, collision involving third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. All damaged items should be preserved for inspection.

4. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from Takaful Operator.

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