Guest House Insurance Plans

Enjoy complete coverage and peace of mind with the Maldives finest Guest House Insurance packages.

Enjoy complete coverage and peace of mind with the Maldives finest Guest House Insurance packages. Our three tailor-made insurance packages are designed to cater to your every need as you seek to manage risk while pursuing your business goals as a proud guest house owner in paradise. From Natural perils, accidents malicious damage, theft and liability damages to water sports liability, our packages offer complete peace of mind and total protection solutions at the best rates in the market.

Budget

Guest House Budget package gives you the basic insurance covers you require to operate your guest house such as fire insurance with an extension for third party liability insurance. You can also get special add-ons that you may require for your guest house at preferential unbeatable rates.

Natural Perils:

  • Earthquake, Tsunami, Tidal Waves, Hurricanes, Cyclones, Typhoons, and Flood

Fire, Lightning and Domestic Explosion

Explosion

Riots & Strikes

Malicious damage

Impact by road vehicle

Impact by aircraft including other aerial devices & articles dropped

Bursting or overflowing of water tanks, apparatus, or pipes

Third Party Liability Insurance: Protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or 'pure economic' loss resulting from your negligence.

Group Personal Accident Insurance: Coverage for accidental injury, permanent disability and accidental death of permanent employees

Marine Hull Insurance

Marine Cargo Insurance

Comprehensive Motor Insurance: Excluding Theft

Jet ski: Total Loss Only

Machinery Breakdown Insurance

Electronic Equipment Insurance

DAN Dive Insurance

Individual Short Term

Budget +

Guest House Budget + package gives you all the benefits of the Guest House Budget Plan with an extension option for Theft and Burglary. You can also get special add-ons that you may require for your guest house at preferential unbeatable rates.

Natural Peril

Earthquake, Tsunami, Tidal Waves, Hurricanes, Cyclones, Typhoons, and Flood

Fire, Lightning and Domestic Explosion

Explosion

Riots & Strikes

Malicious damage

Impact by road vehicle

Impact by aircraft including other aerial devices & articles dropped 

Bursting or overflowing of water tanks, apparatus or pipes

Third Party Liability Insurance:  Protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or 'pure economic' loss resulting from your negligence.

Theft & Burglary: Involving entry to or exit from the premises by forcible or violent means

Group Personal Accident Insurance: Coverage for accidental injury, permanent disability and accidental death of permanent employees

Marine Hull Insurance

Marine Cargo Insurance 

Comprehensive Motor Insurance: Excluding Theft 

Jet ski: Total Loss Only

Machinery Breakdown Insurance

Electronic Equipment Insurance

DAN Dive Insurance 

Individual Short Term

Guest House Premium

Guest House Premium package gives you all the benefits of the Guest House Budget and Budget+ Plan with coverage for Consequential Loss and Electrical Installations. Guest House Premium also gives you extension options for Water Sports and various other activities. You can also get special add-ons that you may require for your guest house at preferential unbeatable rates.
  • Natural Perils

    Earthquake, Tsunami, Tidal Waves, Hurricanes, Cyclones, Typhoons, and Flood

    Fire, Lightning and Domestic Explosion

    Explosion

    Riots & Strikes

    Malicious damage

    Impact by road vehicle

    Impact by aircraft including other aerial devices & articles dropped 

    Bursting or overflowing of water tanks, apparatus or pipes

    Third Party Liability Insurance:  Protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or 'pure economic' loss resulting from your negligence.

Water Sports: Cover water sports activities and other activities as below.

  • Snorkeling trips
  • Day fishing
  • Surfing
  • Windsurfing
  • Canoeing
  • Night fishing
  • Dolphin cruise
  • Whale Shark watching
  • Manta watching
  • Resort excursion
  • Sand bank trip
  • Picnic island trip
  • Trolling on a traditional boat
  • Exploring the atoll and reefs on a traditional boat
  • Maldivian night with Boduberu
  • Weddings
  • Photography | Liability arising from photography activities
  • Jet Skiing
  • Banana Boat riding
  • Big Game fishing
  • Honeymooner’s barbeque
  • Transfer Arrival and Departure | Speed Boat / Dhoni
  • Full day excursions

Electrical Installations: Cover your electrical installation damages. 

 

    •  

Group Personal Accident Insurance: Coverage for accidental injury, permanent disability and accidental death of permanent employees

Marine Hull Insurance

Marine Cargo Insurance 

Comprehensive Motor Insurance: Excluding Theft 

Jet ski: Total Loss Only

Machinery Breakdown Insurance

Electronic Equipment Insurance

DAN Dive Insurance 

Individual Short Term

Related Documents

Proposal Form

How to Claim

Inform Allied Insurance Company immediately after the incident:
Call Customer Care Toll Free 1600
Emailing to: [email protected]
Visit MyAllied

Important instructions

1. Insured should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. All damaged items should be preserved for inspection

4. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from us.