Group Personal Accident

Ensures the safety of your employees in sudden unforeseen accidents at the workplace.

Group Personal Accident Insurance provides employees with comprehensive personal accident insurance coverage against accidental death or injury during the cause of employment.

Who can be insured?

Accidental Death
Permanent Total Disablement
The loss of a function of the body whereby total restoration is not possible. Example; paralysis, loss of vision, hearing or speech.
Permanent Partial Disablement
This is a disablement that is not so severe such as loss of a finger or toe and the compensation will be based on a percentage of the sum insured.
Temporary Total Disablement
The insured is incapable of fully attend to his work and its compensated based on the number of weeks of his disability.
Temporary Partial Disablement
Insured is incapable of the specific area of his normal duties and compensation will be based on the period of partial disability.
Medical Expense
Pays for medical expenses incurred following an accident.

Exclusions

Standard exclusions of this insurance are but not limited to:
Dangerous sports or recreation activities.
Riot & Strike
War and kindred risks
Self-injury, suicide and willful exposure to injury, provoked an assault
Insanity or under the influence of drugs or intoxicating drinks
Pregnancy, childbirth, miscarriage, abortion or pre-existing physical defect
Disease or illness
Armed or military duty
Professional sports

How to Claim

Inform Allied Insurance Company immediately after the incident:
Call Customer Care Toll Free 1600
Emailing to: [email protected]
Visit MyAllied

Important instructions

1. Insured should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, a collision involving a third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. Repair works should be carried out with our approval

4. All damaged items should be preserved for inspection

5. Do not admit liability at any point or offer to settle the claim unless you have obtained the written consent from us

Related Documents

Proposal Form