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Group Personal Accident Insurance provides employees with comprehensive personal accident insurance coverage against accidental death or injury during the cause of employment.
Who can be insured?
The loss of a function of the body whereby total restoration is not possible. Example; paralysis, loss of vision, hearing or speech.
This is a disablement that is not so severe such as loss of a finger or toe and the compensation will be based on a percentage of the sum insured.
The insured is incapable of fully attend to his work and its compensated based on the number of weeks of his disability.
Insured is incapable of the specific area of his normal duties and compensation will be based on the period of partial disability.
Pays for medical expenses incurred following an accident.
Exclusions
Standard exclusions of this insurance are but not limited to:
How to Claim
Inform Allied Insurance Company immediately after the incident:
Important instructions
1. Insured should make sure that you take all necessary action to
minimize the losses.
2. In the event of a fire, a collision involving a third party, burglary/theft or
malicious damage claim, you must notify the police as soon as possible
and obtain a police report.
3. Repair works should be carried out with our approval
4. All damaged items should be preserved for inspection
5. Do not admit liability at any point or offer to settle the claim unless you
have obtained the written consent from us
