Our Group Health Insurance Plan enables you to provide your employees with the health and financial protection that they deserve at a feasible cost.
What is covered?
Any sickness, diseases, illness or accidental injury
Treatment from an Authorized Medical Centre
Territorial Limit: Maldives, India, Sri Lanka and Thailand.
How to enroll?
The employer must request a proposal in writing. It must specify the details such as company name, number of staffs…etc along with the benefits that they would like to be incorporated in the plan. Then we will compare the proposed requirements with the plans we offer and provide you the most suitable option.
To enroll your company, please confirm the proposal in writing (letter or mail) and provide us the following documents:
Current staff list
Enrollment Form (please attach the ID card or Passport Copy)
Passport Size Soft Copy Photo for each staff
Company Registration Copy
As new employees join, and existing staff are terminated during the year, you can inform us and send an endorsement request so we can add and delete members after the policy begins. However, such requests can only be sent once a month and the enrollment form with the ID and photo must be submitted for new staff.
How will medical expenses be funded?
Once the application is been processed, and the Group Health Policy is activated, employees will be able to register and log on to our customer portal MyAllied. They can also download the Allied Mobile App and login. They can view their policy details online, anytime and access a digital insurance card.
The employee will get cashless services upon the presentation of this digital insurance card from the hospitals and medical centers registered under this scheme.
Online Health Claims
Employees can seek medication at their own expense and submit claims digitally for compensation. They can immediately upload all the required documents needed to file the claim by logging on to our customer portal MyAllied or the Allied Mobile App.
For online submissions, there are no deductibles or additional charges.
Reimbursements will be processed in the space of 14 working days.
What are the documents needed to claim online?
Digital copies of all paid service memos
Digital copies of prescriptions
Digital copies of the medical tests
Digital copies of the used travel tickets
Digital copies of all invoices directly related to the medical treatment
Employees can seek medication at their own expense and later claim for compensation physically by submitting the required documents to Allied Insurance Company.
A hard copy of the Claim form, medical bills, and all supporting documents.
MVR 100 will be deducted from each and every claim.
Submitted medical bills can be reimbursed, as per policy terms and conditions.
What are the documents needed to claim in person?
Original copies of all paid service memos
Original copies of prescriptions
Original copies of the medical tests
Original copies of the used travel tickets
Original copies of all invoices directly related to the medical treatment
Note: Submitted medical bills can be reimbursed, as per policy terms and conditions. For overseas treatment, airfare will be reimbursed only with the recommendation from an authorized medical center in the Maldives and only for treatments unavailable in the Maldives.
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