Fire Insurance safeguards your buildings and houses against the risk of fire and other such perils. It protects the contents of your premises, such as machinery, equipment, stock, furniture against such damage.
What can be insured?
Building(s) including Permanent Fixtures and Fittings
Loss of Rent
Furniture
Stock and Materials in Trade
Plant and Machinery
Architects and Surveyors Fees
Perils Covered
Basic Perils Covered:
Fire, Lightning, Explosion of gas used for domestic purpose only.
Basic Perils Covered:
Explosion
Riot and Strike
Malicious damage
Flood
Damage/Loss due to bursting or overflowing of water tanks, apparatus or pipes
Impact Damage by road vehicles
Earthquake, Volcanic Eruption, Hurricane, Tidal Waves, Cyclone, Typhoon, Tsunami, Windstorm and Flood arising there from
Aircraft including other aerial devise & articles dropped there from
Optional cover:
Loss or damage to the property described due to theft by forcible and violent entry or exit
Standard Exclusions
Loss by theft during or after the occurrence of a peril insured herewith
Loss or damage caused by burning of property by order of any public authority
How to Claim
Inform Allied Insurance Company immediately after the incident:
1. Should make sure that you take all necessary action to minimize the losses.
2. In the event of a fire, collision involving third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.
3. Repair works should be carried out with our approval .
4. All damaged items should be preserved for inspection