Fire & Additional Perils

Safeguards buildings and houses against the risk of fire and other such perils.

Fire Insurance safeguards your buildings and houses against the risk of fire and other such perils. It protects the contents of your premises, such as machinery, equipment, stock, furniture against such damage.

What can be insured?

Building(s) including Permanent Fixtures and Fittings

Loss of Rent

Furniture

Stock and Materials in Trade

Plant and Machinery

Architects and Surveyors Fees

Perils Covered

Basic Perils Covered:

Fire, Lightning, Explosion of gas used for domestic purpose only.

Basic Perils Covered:

Explosion

Riot and Strike

Malicious damage

Flood

Damage/Loss due to bursting or overflowing of water tanks, apparatus or pipes

Impact Damage by road vehicles

Earthquake, Volcanic Eruption, Hurricane, Tidal Waves, Cyclone, Typhoon, Tsunami, Windstorm and Flood arising there from

Aircraft including other aerial devise & articles dropped there from

Optional cover:

Loss or damage to the property described due to theft by forcible and violent entry or exit

Standard Exclusions

Loss by theft during or after the occurrence of a peril insured herewith

Loss or damage caused by burning of property by order of any public authority

How to Claim

Inform Allied Insurance Company immediately after the incident:

Call Customer Care Toll Free 1600

Emailing to: [email protected]

Visit MyAllied

Important instructions

1. Should make sure that you take all necessary action to minimize the losses.

2. In the event of a fire, collision involving third party, burglary/theft or malicious damage claim, you must notify the police as soon as possible and obtain a police report.

3. Repair works should be carried out with our approval .

4. All damaged items should be preserved for inspection