Insurance for Hotels & Resorts

As a member of the hospitality industry, your insurance requirements are complex. When you run a luxury high end resort, it’s important to evaluate potential exposures and tailor an insurance plan to protect your property, assets, team members, and reputation.

Risk management plans for resorts vary widely in their features, but there are several types of insurance that resort owners can’t afford to be without.

Fire & Additional Perils

Fire Insurance safeguards your resort buildings and premises against the risk of fire and other such perils

Contractors All Risk

Contractors All Risk Insurance provides coverage for losses or damages in respect of the works at the contract site and third party claims during the construction period of your hotel or resort.

Public Liability

Public liability insurance protects your hotel or resort business against the financial risk of being found liable to a third party for their bodily injury or loss or damage to their property.

Consequential Loss

Consequential Loss Insurance compensates you for lost income if your resort or hotel has to vacate the premises due to any peril covered under your fire insurance policy.

Marine Hull Insurance

Covers loss or damage to the hull, engine, machinery & equipment of the vessels of the hotel or resort.

Group Health

Group Health Insurance Plan enables you to provide your employees health and financial protection that they deserve.

Marine Cargo

Assure protection from financial loss & damage to your cargo that may occur during transportation.

Group Personal Accident

Ensure the safety and protection of your Hotel and Resort Employees.

Group Term Assurance

Group Life Insurance policy is taken by hotel and resort operators to cover the lives of employees and can be included in the employee welfare package.

Electronic Equipment

Electronic Equipment/Computer Insurance helps cover losses or business interruption which might occur when such equipment are exposed to unforeseen risks.

Machinery Breakdown

Protection against sudden and unforeseen physical loss or damage to machinery of your hotel or resort.

Dive Insurance

DAN Short Term Dive Insurance is specially designed for Dive Centers and designated diving businesses.

Professional Indemnity

Professional Indemnity Insurance provides protection to professional people as they carry out their professional duties.

Fidelity Guarantee

Fidelity Guarantee insurance can help to minimize and cover the losses due to inevitable fraud and stealing in the workplace.

Key Person

Key person insurance helps businesses recover the loss they may undergo following premature death or Total Permanent Disability of key employees.


Money Insurance Covers Money carried by the Insured or any authorized person of the Hotel or a Resort while in transit and while retained in a safe.

Our Top Clients


Largest Insurance Capacity in the Maldives

We are backed by the world’s leading reinsurance companies. With long standing relationships, our Reinsurance Treaties are well protected and our local presence much strengthened, while making us more knowledgeable on the relevant market segments and risk conditions. Having A-rated reinsurers supporting us, the company, over the years have built a huge capacity which is unmatched in the market.

A-Rated Reinsurance Partners

BH Spesialty
Swiss Re
Munich Re
Hannover Re
R+V Versicherung AG