Fire and Additional Perils Insurance

Fire Insurance is an insurance policy, where buildings used for business buildings and dwelling house are safeguarded against risk of fire and other such perils. It protects the contents of your premises, such as machinery, equipment, stock, furniture against such damages.

In our standard fire insurance policy we cover:

  • Fire
  • Lightning
  • Explosion of gas used for domestic purpose only.


Additional perils that can be covered upon request:

  • Loss or damage arising fromExplosion
  • Riot and Strike
  • Malicious damage
  • Aircraft and other aerial device
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Impact by road vehicle
  • Earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm and flood arising there from
  • Flood


What are the standard exclusions?

  • Theft during or after occurrence of fire
  • Loss or damage caused by burning of property by order of any public authority
  • Loss or damage caused by subterranean fire

Loss or damage caused by nuclear reaction and radioactivity

Next Steps?

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