Fire and Additional Perils Insurance

Fire Insurance is an insurance policy, where buildings used for business buildings and dwelling house are safeguarded against risk of fire and other such perils. It protects the contents of your premises, such as machinery, equipment, stock, furniture against such damages.

In our standard fire insurance policy we cover:

  • Fire
  • Lightning
  • Explosion of gas used for domestic purpose only.

Additional perils that can be covered upon request:

  • Loss or damage arising fromExplosion
  • Riot and Strike
  • Malicious damage
  • Aircraft and other aerial device
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Impact by road vehicle
  • Earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm and flood arising there from
  • Flood

What are the standard exclusions?

  • Theft during or after occurrence of fire
  • Loss or damage caused by burning of property by order of any public authority
  • Loss or damage caused by subterranean fire

Loss or damage caused by nuclear reaction and radioactivity

Next Steps?

  • For further information Call: 1600 Email:

News and Updates

  • Allied Insurance strengthens their CSR Initiative with New Pledges

    Allied Insurance Company of the Maldives launches new pledges under CSR initiative “Green for Good”. Reaffirming commitment for an environment friendly workspace. The new pledges were launched at the Opening Ceremony of 10to10 Dive held in Angsana Ihuru by Banyan Tree Group’s Sustainability Director and Banyan Tree Global Foundation’s Coordinating Director Dr. Steve Newman.

    August 31st, 2019
  • Allied Insurance successfully concludes FAIR Medical Conference & Healthcare Congress 2019

    Allied Insurance Company of the Maldives successfully concludes the first “FAIR Medical Conference and Healthcare Congress” held in collaboration with Federation of Afro-Asian Insurers and Re-insurers (FAIR) on 22nd - 24th July 2019. This two-day event was held in Paradise Island Resort, under the theme “A World of Opportunities”.

    July 25th, 2019
  • Ayady Takaful commences “2017 Surplus Distribution”

    Allied Islamic window; Ayady Takaful holds a press briefing session regarding “Distribution of Surplus” for the year 2017. As announced at Allied Special Event 2019, Ayady customers can submit claim forms till 31st March 2019, 4pm. Surplus application forms will be available online from Ayady website; as well as from Ayady Customer front office located in H.Orchid (In front of Velaanaage)

    February 11th, 2019