Fire and Additional Perils Insurance

Fire Insurance is an insurance policy, where buildings used for business buildings and dwelling house are safeguarded against risk of fire and other such perils. It protects the contents of your premises, such as machinery, equipment, stock, furniture against such damages.

In our standard fire insurance policy we cover:

  • Fire
  • Lightning
  • Explosion of gas used for domestic purpose only.

Additional perils that can be covered upon request:

  • Loss or damage arising fromExplosion
  • Riot and Strike
  • Malicious damage
  • Aircraft and other aerial device
  • Bursting or overflowing of water tanks, apparatus or pipes
  • Impact by road vehicle
  • Earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm and flood arising there from
  • Flood

What are the standard exclusions?

  • Theft during or after occurrence of fire
  • Loss or damage caused by burning of property by order of any public authority
  • Loss or damage caused by subterranean fire

Loss or damage caused by nuclear reaction and radioactivity

Next Steps?

News and Updates

  • Ayady Takaful commences “2017 Surplus Distribution”

    Allied Islamic window; Ayady Takaful holds a press briefing session regarding “Distribution of Surplus” for the year 2017. As announced at Allied Special Event 2019, Ayady customers can submit claim forms till 31st March 2019, 4pm. Surplus application forms will be available online from Ayady website; as well as from Ayady Customer front office located in H.Orchid (In front of Velaanaage)

    February 11th, 2019
  • Allied Insurance Company welcomes New Managing Director Mr. Mohamed Shafaz

    State Trading Organization plc appoints Mr. Mohamed Shafaz as the new Managing Director of Allied Insurance Company of the Maldives, effective from 31st January 2019. The appointment was made following the resignation of former Managing Director Mr. Ahmed Ameel, owing to familial responsibilities.

    January 31st, 2019
  • Allied Insurance Company marks 34th Anniversary in Special Event 2019

    The leading insurer of the Maldives; Allied Insurance Company holds the 3rd edition of Special Event to celebrate their 34 years of dedicative service. This ceremony held in Dharubaaruge on the 30th of January 2019 was honored by the Chief Guest; Governor of Maldives Monetary Authority Mr.Ahmed Naseer, other high level dignitaries/ government officials, Agents/ Brokers and corporate clients of Allied Insurance Company.

    January 30th, 2019